Protecting the Injured,
Every Step of the Way

Who Pays My Medical Bills When Workers’ Compensation Is Denied?

Being injured at work is tough enough without the added stress of a denied workers’ compensation claim. You may feel stuck wondering how to pay for your medical bills while you recover. It’s a challenging situation, but you don’t have to face it alone.

At The Law Offices of T. Andrew Miller, we help injured workers in Georgia understand their rights and options. Let’s explore what happens when your claim is denied and how you can protect yourself financially.

Understanding Why Workers’ Comp Claims Get Denied

Workers’ compensation claims can be denied for several reasons. Sometimes, the insurance company claims there’s insufficient evidence that your injury is work-related. Other times, they argue the injury wasn’t reported on time or dispute the severity of your condition.

While a denial can feel like a dead end, it doesn’t mean you’re out of options. You can take steps to appeal and get the coverage you deserve.

Medical Bills After a Denied Claim

When your workers’ compensation claim is denied, you may be left wondering who will cover your medical costs. Here are your options:

  • Health insurance: If you have private health insurance, it might cover your treatment. However, you’ll still be responsible for deductibles and co-pays.
  • Out-of-pocket payments: Without insurance, you may have to pay upfront for your care. This can quickly become overwhelming.
  • Appealing the denial: If you win your appeal, the insurance company may be required to reimburse your medical expenses.

The most important step is to avoid delaying necessary medical treatment. Delays could worsen your condition and complicate your case

Appealing a Workers’ Compensation Denial

Appealing your denied workers’ compensation claim is critical. The process requires gathering evidence, submitting documentation, and presenting your case to the Georgia State Board of Workers’ Compensation.

Steps to take include:

  • Requesting a hearing: File Form WC-14 to begin the appeal process.
  • Collecting evidence: Gather medical records, witness statements, and any other proof that supports your claim.
  • Hiring an attorney: A skilled workers’ compensation lawyer can represent you and increase your chances of success.

We know the appeals process can feel overwhelming. That’s why The Law Offices of T. Andrew Miller is here to guide you every step of the way.

Can Employers or Insurance Companies Be Held Accountable?

Employers and their insurance providers have obligations under Georgia law. If your claim was wrongfully denied, they can be held accountable. This includes covering:

  • Medical bills related to your workplace injury.
  • Reimbursement for out-of-pocket expenses.
  • Wage loss benefits you were denied.

Working with an experienced attorney ensures you don’t miss any benefits you’re entitled to receive.

How Consulting The Law Offices of T. Andrew Miller Can Protect Your Rights

When your workers’ compensation claim is denied, it’s easy to feel overwhelmed and powerless. That’s where we come in. At The Law Offices of T. Andrew Miller, we have years of experience advocating for injured workers in Georgia.

We will:

  • Review your denial letter and determine the next steps.
  • Build a strong case to appeal the denial.
  • Negotiate with insurance companies on your behalf.
  • Fight to secure compensation for your medical bills and other expenses.

You don’t have to face this alone. Contact us today for a free consultation and let us fight for your rights.

Why It’s Critical to Take Action

Ignoring a denied workers’ compensation claim won’t make the problem go away. The longer you wait, the harder it can be to secure benefits or cover your medical costs. Taking action promptly is the best way to protect your financial future and health. We understand the stress of dealing with a denied claim. Our compassionate team is here to listen, advise, and fight for the benefits you deserve.

Get the Help You Need

Dealing with mounting medical bills after a workplace injury can feel overwhelming, especially when workers’ compensation fails you. But you don’t have to navigate this alone.

Reach out to The Law Offices of T. Andrew Miller today. With our expertise, you can focus on your recovery while we handle the legal complexities of your case. Let us help you take back control of your future.

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