Getting into a car accident at work can be confusing and stressful. You may wonder if workers’ compensation will cover your injuries or if you must rely on your own insurance. In Georgia, not all car accidents are considered work-related, but many are. Knowing when you qualify for workers’ comp is key to protecting your rights.

What Makes a Car Accident “Work Related”?

To qualify for workers’ compensation, your car accident must have happened while performing job-related duties. This does not mean you have to be in the workplace itself. If the accident happened while you were working, you may be covered.

Examples of Work-Related Car Accidents

Your car accident may qualify for workers’ comp if you were:

• Driving for work purposes (such as making deliveries or transporting goods).
• Traveling between job sites as part of your regular work duties.
• Running errands for your employer, such as picking up supplies.
• Operating a company vehicle as part of your job.
• Driving for work-related travel when no fixed office location applies.

If your accident fits one of these categories, you may be eligible for workers’ compensation benefits in Georgia.

When Is a Car Accident NOT Considered Work-Related?

Not every accident that happens while driving qualifies for workers’ compensation. Some situations fall outside of workers’ comp coverage.

Your accident may not be covered if you were:

• Commuting to or from work (unless you were in a company vehicle).
• Taking a personal detour or running personal errands.
• Driving under the influence or engaging in reckless behavior.
• On an unpaid lunch break and not performing work duties.

If your accident falls under these circumstances, workers’ compensation may not apply. However, you may still have options, such as filing a personal injury claim against the at-fault
driver.

Who Pays for Your Medical Bills?

If your accident is work-related, your employer’s workers’ compensation insurance should cover:

• Emergency care and hospitalization.
• Doctor visits and follow-up care.
• Physical therapy and rehabilitation.
• Lost wages if you need time off to recover.

If another driver caused the crash, you may also have a third-party claim against them. This could help you recover additional damages, including pain and suffering.

Why You Should Speak with a Workers’ Comp Attorney

Car accident cases involving workers’ compensation can be complicated. Insurance companies may try to deny your claim, arguing that the accident was not work-related. That’s where we come in.

The Law Offices of T. Andrew Miller Can Help

At The Law Offices of T. Andrew Miller, we fight for injured workers in Georgia. Our experience stands out in knowing how to prove your accident was work-related and secure the compensation you deserve. We will:

• Investigate the accident and gather evidence.
• Handle workers’ comp paperwork and negotiations.
• Explore third-party claims for additional compensation.
• Protect your rights against insurance company tactics.

If you were in a car accident at work, don’t handle it alone. Let us help you get the benefits you need to recover.

Contact Us for a Free Consultation

If you’ve been injured in a work-related car accident, contact The Law Offices of T. Andrew Miller today. We offer a free consultation to discuss your case and explain your options. Call us now and let us fight for your rights.