After suffering an injury on the job, workers’ compensation provides financial support for employees who are unable to work. Just as employers have a responsibility to provide workers’ compensation coverage for employees, those employees also have responsibilities when it comes to handling their injuries.
Understand your responsibilities to preserve your right to workers’ compensation benefits.
Report the injury in a timely manner
As soon as an injury occurs, you should notify your supervisor or employer right away, at least within 30 days of the accident. Your employer will fill out an injury report and provide you with a copy. Review that report for accuracy before you leave.
Get medical attention if needed
Depending on the nature of the injury, you may need medical attention. An injury you consider minor could become more severe without proper medical attention, so consult a doctor as soon as possible.
Cooperate with requests
You may receive requests from the workers’ compensation insurance company, including a request for an independent medical examination. If so, cooperate with those requests. Refusal on your part could result in denied benefits.
After suffering an injury at work, you should act in a responsible manner. Avoid behaviors that could indicate that your injuries are not as severe as you claim, including shoveling snow, climbing ladders and similar behaviors. The workers’ compensation insurance carrier may have a private investigator follow you as part of their assessment, so be mindful of your actions.
Employees do not need to navigate the workers’ compensation process alone. Legal support can ensure that someone is fighting for your interests.