Driving for Uber, Lyft or other rideshare companies can be a profitable job or side hustle for many Georgians.
However, driving for work does not make the roads any less dangerous. The longer drivers are on the road, the higher their chance is of being involved in an accident.
This leads many drivers to worry: what could happen if they suffer a serious injury in an accident while on the job?
Can rideshare drivers collect workers’ compensation?
If rideshare drivers suffer an injury in an accident on the job, many might assume they should be entitled to workers’ compensation benefits. But the situation is often more complicated than that.
There are a few reasons for this, including:
- Worker classification: Drivers for Uber and Lyft are often classified as independent contractors. In Georgia, workers’ compensation coverage is optional for independent contractors, and not required as it is for employees.
- Company insurance: Companies like Uber often have their own process and insurance requirements that workers must follow after an accident or injury. This process can be complicated, and it often does not include workers’ compensation.
Therefore, rideshare drivers may not always be able to file for or obtain workers’ compensation.
Drivers can still collect compensation for their injuries
However, drivers should not lose hope. Even if they cannot collect workers’ compensation due to their worker classification, they can still pursue a personal injury claim if they were not at fault for the accident. They can recover compensation for:
- Their medical bills and treatment costs;
- Lost wages and earning ability; and
- Pain and suffering.
Suffering an injury in the line of work can be complicated for rideshare workers. That is why it can be beneficial to consult an experienced attorney, so drivers can understand all of their options to recover compensation.