Understanding Lump Sum Settlements in Georgia

If you were hurt at work, you may be wondering, Can I get a lump sum settlement for my work injury in Georgia? Workers’ compensation benefits are meant to help you recover and cover your medical and financial needs. In some cases, these benefits are paid out over time. However, Georgia law also allows for lump sum settlements under specific conditions.

A lump sum settlement means you receive one payment instead of weekly checks. It’s often appealing because it gives you immediate access to funds. But it’s also a serious decision that can affect your long-term benefits. That’s why it’s important to fully understand your rights and speak with an experienced workers’ compensation attorney before agreeing to any settlement.

 

Georgia Workers’ Compensation Law and Lump Sum Settlements

Under Georgia workers’ compensation law, most employers with three or more employees must provide workers’ comp insurance. This coverage pays for medical bills, lost wages, and rehabilitation services if you are injured on the job.

A lump sum settlement typically comes into play after your medical treatment has stabilized and your doctor determines you’ve reached maximum medical improvement (MMI). At that point, your employer’s insurance company may offer a settlement to close your claim.

Once you accept a lump sum, you give up your right to future benefits for that injury. Because of this, the Georgia State Board of Workers’ Compensation must approve the settlement. This process ensures the agreement is fair and in your best interest.

 

How Long Does the Process Take?

The timeline for a lump sum settlement in Georgia varies depending on your case. Generally, after a settlement is negotiated and submitted, the State Board reviews and approves it within 30 days. However, reaching that agreement can take weeks or months depending on the complexity of your injury, medical treatment, and negotiations with the insurance company.

It’s important to remember that once a settlement is approved, it is final. You can’t reopen the case if new symptoms appear or your condition worsens. That’s why having a skilled workers’ compensation lawyer on your side is critical before signing anything.

 

What Types of Injuries May Qualify?

Lump sum settlements may apply to a wide range of work-related injuries, including:

• Back and spinal injuries
• Repetitive motion injuries
• Traumatic brain injuries
• Broken bones or fractures
• Occupational illnesses
• Permanent partial or total disabilities

These injuries can have lasting effects, and your settlement should reflect the full extent of your damages — not just your current medical bills.

 

Why You Need an Experienced Workers’ Compensation Lawyer

Insurance companies often try to minimize the value of your claim. They may pressure you to settle quickly or for less than you deserve. That’s where The Law Offices of T. Andrew Miller can make a difference.

Our legal team knows how to calculate the full value of your claim, including future medical expenses, lost earning potential, and permanent disability. For years, Andrew Miller defended employers and insurance companies — now he uses that inside knowledge to fight for injured workers across Georgia.

We handle all communication, negotiations, and paperwork to make sure your rights are fully protected. With our experience, we can help you avoid costly mistakes and secure a settlement that truly reflects your losses.

 

Call The Law Offices of T. Andrew Miller Today

A lump sum settlement can provide financial relief, but it must be handled carefully. If you’re wondering whether this option is right for you, contact The Law Offices of T. Andrew Miller today.

Our team is trusted by injured workers throughout Georgia because we get results. We offer free consultations and no fees unless we win your case.

Call 678-605-9109 or reach out online today to speak directly with a Georgia workers’ compensation lawyer who will fight for your future.